Are you wondering if:
- Your investments are keeping pace with your goals?
- Your investments are the right ones?
- There is a better way to plan for retirement and minimize taxes?
- Call centre representatives are knowledgeable enough to correctly answer your questions?
- You should start saving for your children's education?
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We can help you discover the answers to these questions through our comprehensive planning strategies.
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Complimentary Portfolio Review
If you knew we would complete a complimentary, no obligation review of your investment portfolio, would you contact us? We would like to give you a chance to experience our knowledge and client service in action. |
Foundation Planning Report
Spend an hour with one of our financial planners and get a better understanding of what is working well and what you need to adjust. Together we will review your financial situation, goals and objectives. You will receive a written report and recommendations. This report provides a snapshot of your objectives and risk profile; an analysis of your current investments and insurance products; observations about strengths and gaps; and an action plan. Use this plan to create a foundation on which you can enhance your personal and business planning. Also, it will give you a base from which to discuss your financial needs with Allied or any bank, mutual fund company or life insurance representative.
Financial & Retirement Planning
Before you make a decision, get advice you can trust. Whether you are trying to decide how to make your RRSP contribution this year, the best way to invest an early retirement package or how to handle large cash balances from the sale of business or personal assets, we have a financial planning option to suit your needs.
Many people find it worthwhile and reassuring to consult an expert in financial planning. Our financial plans create blueprints to help you achieve financial independence and other significant goals - on your terms. We take time to thoroughly understand your financial situation, objectives and time horizons. This means your plan is tailored to meet your needs. A letter of engagement is signed before the work begins so you know what level of analysis you will receive and what the fee is. The fee is tax deductible.
A number of options gives you the flexibility to choose the level of analysis you require. A comprehensive financial plan is a good idea if you are planning for retirement, in the process of succession planning or feeling like you need an objective and thorough overview of your financial affairs. Once a comprehensive plan is completed, you are not obligated to implement the product recommendations through Allied. You will receive an objective, personal written report from our financial planning specialist.
People who find a financial plan valuable are those who:
- Are uncertain about their financial circumstances and want a complete review and update;
- Do not know why they bought the investments they have;
- Want a better understanding of projections for a successful retirement;
- Plan to leave an estate and wish to reduce future tax liability on income and property;
- Have large amounts of cash, pension, early retirement or early vesting options.
Six-Step Process
One of the Allied advantages is that we will guide you through a six-step process to help ensure your interests are always kept at the forefront.
- Clarify your present situation.
- Identify financial and personal goals.
- Identify financial problems that create barriers to achieving goals.
- Provide written recommendations and alternative solutions.
- Implement the strategy.
- Provide periodic reviews and make revisions to the plan.
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Recommendations will be made in the context of the balanced portfolio theory to ensure your investments are well diversified.
Please contact us if you fit the profile of someone who could benefit from a financial plan and want to consult with experts who follow a concrete process. |
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Mutual Fund Investing
The information contained herein is for Canadian residents only and does not constitute an offer to sell or soliciation in any foreigh jurisdiction, or in any Canadian jurisdictions where we are not qualified to affect sales.
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.
Manulife Securities Investment Services Inc. is registered as a Mutual Fund Dealer with the Provincial Securities Commissions and as such our Associates are entitled to sell mutual funds and other approved securities as permitted under our registration. They may also be able to provide other services or products to you through their own business. As a member of the Mutual Fund Dealers Association of Canada ('MFDA'), Manulife Securities Investment Services Inc. is obligated to disclose to you that you may be dealing with companies other than Manulife Securities Investment Services Inc. when purchasing services or products from your Associate (remuneration to your Associate may also come from various sources depending on the services or products purchased). For example, your Associate may offer any one or more of the following through a separate business, which would not be the responsibility of Manulife Securities Investment Services Inc.:
- Deposit Instruments: GICs, Canada Savings Bonds;
- Fee for Service Financial Planning;
- Estate Planning;
- Tax Planning or Income Tax Preparation;
- Insurance: Life, Accident, Sickness, Disability, General.
Please be sure that you have a clear understanding of which company you are dealing with for each of your services and products. Your Associate would be happy to provide any clarification you require.
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Allied Financial
